TAILORED BY HUGH

Workers' Comp Insurance
for Fine Dining Restaurants

Instant Coverage
Name Your Own Premium
No Fees

HUGH GETS YOU

Your plate is full (beyond asparagus).

Crafting a fine dining experience is where confluence meets cuisine. An anniversary dinner. A gathering for busy friends. A first date. You're sparking joy, connection, and memories. Beyond feeding people, you become part of their story. But there’s a lot that can go sideways in a restaurant.

Slips, trips, and falls in this industry cost up to 55% more than the average workers’ comp claim. If an employee gets hurt, you’ll need coverage that responds, without an extra helping of bureaucratic nonsense. That's where Hugh shines.

Easy workers comp sign-up

why you need it

Workers’ comp, with a side of dignity.

Unlike old school insurance companies, Hugh treats you and your restaurant business with dignity and respect. If your sous chef burns their hand on a sauté pan at 8 PM on a Saturday, you won’t get stuck in phone tree hell trying to get them help.

We treat claims like they're real people with real problems, not just claim numbers.

And honestly? Hugh isn’t going to waste your time with confusing insurance-speak and a maze of paperwork. You've got a restaurant to run. You don't need someone making this more complicated than it has to be.

how it works

Getting coverage for your restaurant is easy.

No endless paperwork, no waiting weeks for answers, no getting passed around to five different people. Just straight talk and real results.

Hugh will ask you a few quick questions about your restaurant. Nothing crazy, just the basics about your business and team.

He’ll crunch the numbers and get you a real quote. Not some ballpark nonsense, but actual pricing you can work with.

If you have questions, Hugh answers them. When you’re ready to move forward, he’ll get your policy set up. Done.

Step One

Hugh will ask you a few quick questions about your restaurant. Nothing crazy, just the basics about your business and team.

Step Two

He’ll crunch the numbers and get you a real quote. Not some ballpark nonsense, but actual pricing you can work with.

Step Three

If you have questions, Hugh answers them. When you’re ready to move forward, he’ll get your policy set up. Done.

WHAT’S COVERED

Protection you can count on.

Hugh partners with leading national insurance carriers like AmTrust that have a reputation for helping small businesses. They provide the protection behind your policy, from temporary disability to job retraining, so your business is covered if anyone gets hurt on the job.

FINE DINING CLAIMS MADE SIMPLE

Traditional insurance isn’t exactly five-star service.

You'll spend more time on hold than your dinner rush takes. Traditional insurance treats you like a number until something goes wrong, then suddenly you're guilty until proven innocent. They'll drag out claims, demand mountains of paperwork, and make your injured worker jump through hoops when they should be focusing on getting better.

 

You've got enough to worry about keeping your restaurant running smoothly. That's why we keep it simple and straightforward.

Simplicity and speed feature
Human, conversational experience feature
Name Your Price feature
ONE HUGH FOR ALL

Coverage for every size, in every state.

Whether you have 2 employees or 2000, Hugh has your business covered.

Small Businesses

Hugh provides you with workers’ comp that meets your state’s requirements, fits your budget, and protects the business you’ve worked so hard to build.

Growing Teams

As you add staff or open new locations, Hugh carefully matches workers’ comp policies to each additional team and location, so you can expand with confidence.

Nationwide Operations

For large businesses, Hugh simplifies the complex, aligning coverage throughout your operation so every box is checked and every employee is protected.

Many fine dining proprietors love Hugh—so will you.

Illustration of hands holding red hearts beneath an open umbrella.