Workers' Comp Insurance
for Grocery Stores
Instant Coverage
Name Your Own Premium
No Fees
HUGH GETS YOU
Risk is on the shelves.
You’re always juggling something—whether it’s produce that needs constant attention, customers who can't find anything even when it's right in front of them, or that one shopping cart with the wonky wheel that somehow always finds its way back into circulation.
And when real emergencies happen, you’re there. Food and beverage retail stores in the U.S. report about 78,000 injuries per year. When someone falls while stocking shelves, drops a can of soup on their foot, or slips on the spilled milk in aisle 9, you need to know you’re covered. That’s a job for Hugh.
why you need it
Workers’ comp that isn’t bananas.
Most platforms throw you into some automated maze where you're just another policy number. With Hugh, you get a real conversation. He speaks plain English, not insurance gibberish. No "navigating complex coverage matrices," just straight talk about what you need and what it costs. And if something goes wrong with a claim, you're not stuck in phone tree hell.
Hugh knows your story.
Plus, he moves fast. Hugh gets you a quote today, not next week after seventeen forms and a background check. It takes maybe 10 minutes.
how it works
Getting coverage for your store is easy.
No endless paperwork, no waiting weeks for answers, no getting passed around to five different people. Just straight talk and real results.
Hugh will ask you a few quick questions about your restaurant. Nothing crazy, just the basics about your business and team.
He’ll crunch the numbers and get you a real quote. Not some ballpark nonsense, but actual pricing you can work with.
If you have questions, Hugh answers them. When you’re ready to move forward, he’ll get your policy set up. Done.
Hugh will ask you a few quick questions about your restaurant. Nothing crazy, just the basics about your business and team.
He’ll crunch the numbers and get you a real quote. Not some ballpark nonsense, but actual pricing you can work with.
If you have questions, Hugh answers them. When you’re ready to move forward, he’ll get your policy set up. Done.
Protection you can count on.
Hugh partners with leading national insurance carriers like AmTrust that have a reputation for helping small businesses. They provide the protection behind your policy, from temporary disability to job retraining, so your business is covered if anyone gets hurt on the job.
Medical Coverage
Covers medical treatment, rehabilitation, and lost wages for employees injured on the job, ensuring proper care and support.
Temporary Disability
Wage replacement for employees temporarily unable to work due to work-related injuries, keeping them financially secure.
Permanent Disability
Compensates permanent impairments, helping them manage ongoing costs if they cannot return to their previous job.
Job Retraining
Funds retraining or skill development for employees unable to return to their previous position, helping them transition to new work
GROCERY CLAIMS MADE EASY
Workers’ comp claims shouldn’t slow down your aisles.
Traditional insurance? Past its expiration date. Big carriers offer one-size-fits-all policies: their rates, their rules, take it or leave it. Need to ask a question about claims processing? Good luck reaching someone who actually understands how a grocery store runs.
Hugh works differently. We partner with carriers who get the realities of your business. You get a direct line—no phone trees, no “your call is important to us” nonsense. Just knowledgeable, fast, and courteous service, so your staff gets the help they need, and your store keeps moving.
Coverage for every size, in every state.
Whether you have 2 employees or 2000, Hugh has your business covered.
Small Businesses
Hugh provides you with workers’ comp that meets your state’s requirements, fits your budget, and protects the business you’ve worked so hard to build.
Growing Teams
As you add staff or open new locations, Hugh carefully matches workers’ comp policies to each additional team and location, so you can expand with confidence.
Nationwide Operations
For large businesses, Hugh simplifies the complex, aligning coverage throughout your operation so every box is checked and every employee is protected.
Many grocers love Hugh—so will you.
